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A Florida trust plan can be prepared online or with an attorney. Trust & Will lists its trust package at $499 individual or $599 couple. Attorney quotes depend on the assets, documents, and advice included. Florida probate fees are negotiable; compare the actual work involved rather than assuming that every estate pays a fixed percentage.
What the online option includes
Trust & Will: $499 individual / $599 couple. The listed trust package includes a revocable trust, pour-over will, financial and healthcare documents, and funding guidance. Attorney support is an additional option.
Consider online drafting if your wishes and assets are straightforward. For a blended family, special-needs planning, tax questions, or uncertain property ownership, start with an attorney.
After purchase: complete the required signing and arrange asset transfers. Buying documents does not fund the trust. Use our funding guide to plan the work.
Compare Trust & Will plans and pricing →
Published package prices checked September 10, 2026. Check the final checkout price, shipping, optional support, and any membership renewal terms before paying.
Disclosure: we earn a commission if you buy through the Trust & Will links here, at no extra cost to you. Complex situations belong with an attorney and we say so below.
Florida Living Trust Cost (2026)
| What You’re Paying For | Florida Range | Notes |
|---|---|---|
| Trust & Will trust package | $499 individual / $599 couple | Listed package price; signing and funding remain to be completed |
| Living trust, attorney-drafted | $1,500 – $3,500 | Individual, straightforward assets |
| Full estate plan (couple) | $2,500 – $5,000 | Trust + will + POA + directive |
| Deed transfer into trust | $150 – $400 per property | Every Florida property needs one |
Typical flat fees reported by Florida attorneys and legal directories, reviewed quarterly. A guide, not a quote.
What Probate Actually Costs in Florida
Florida has a fee schedule for ordinary attorney services in formal administration, but it is not a mandatory bill. Fees are negotiable. The calculation uses probate inventory value and estate income, not automatically everything the family owns. See F.S. 733.6171.
| Compensable estate value | Scheduled attorney fee |
|---|---|
| $100,000 | $3,000 |
| $500,000 | $15,000 |
| $1,000,000 | $30,000 |
These examples exclude court costs, extraordinary services, and personal-representative compensation. That compensation is governed separately by F.S. 733.617; it is not automatically a second identical attorney fee. Ask for an itemized estimate based on assets actually subject to administration.
A funded trust may reduce probate work, but it still has administration costs. Compare the work your family needs, including Florida homestead advice, rather than assuming a fixed percentage saving. See the Florida planning guide.
What each price point buys in Florida
- $499 individual / $599 couple (Trust & Will): Listed trust package; budget separately for any signing, recording, or professional help needed.
- $1,500 – $3,500 (attorney, individual): Custom drafting, review of how your assets are titled, and usually one deed included. Confirm that last part before you sign.
- $2,500 – $5,000 (attorney, couple): Adds marital property planning.
Trust vs. probate in Florida
| With a Trust | Without | |
|---|---|---|
| Cost | Drafting, funding, and later administration costs vary | Administration costs depend on assets and services; see the cited fee rules above |
| Timeline | Weeks to a few months | Months to over a year |
| Privacy | Private | Public court record |
Only need a will? See what a valid Florida will requires and costs — and why Florida’s strict signing rules and slow probate make the will-only route worth a careful look before you choose it.
Online or Florida Attorney?
| Situation | Route |
|---|---|
| Assets only in Florida, standard estate | Online service |
| Property in 2+ states, blended family, business | Attorney |
Suitability, signing, and funding all matter. Follow the execution requirements for each document and arrange the asset transfers. An attorney can address ownership, tax, or family complications. See our funding guide.
Other Florida rules that affect the plan
- No dollar cap.: A $5 million waterfront home receives the same constitutional protection as a $200,000 condo. This is unlimited.
- Acreage limits: Inside a municipality: up to one-half acre. Outside a municipality: up to 160 contiguous acres.
- Survives death: The protection extends to the surviving spouse and heirs.
- Surviving spouse, no descendants: Spouse takes fee simple ownership.
- No surviving spouse: Descends to lineal descendants per stirpes.
- Medicaid safe: Because the grantor retains full control, a Lady Bird deed does not count as a transfer for Medicaid’s 5-year look-back rule
- Full stepped-up basis: Beneficiaries receive the property at current market value for capital gains purposes
- Not a completed gift: Does not trigger federal gift tax reporting
- No statutory basis: Lady Bird deeds in Florida are recognized through case law and practice standards, not statute. This hasn’t prevented widespread use, but it means careful drafting is essential.
- Only 5 states recognize Lady Bird deeds: Florida, Texas, Michigan, West Virginia, and Vermont.
- Automatic for married couples: When married couples take title to real property together, Florida presumes TBE. Bank accounts held jointly by spouses are also presumed TBE.
- Federal exception: The IRS can reach TBE property for federal tax debts of one spouse (United States v. Craft, 535 U.S. 274).
Recent Florida Changes Worth Knowing
- 2024 — Homestead protections expanded: Greater protections for surviving spouses against forced sale. Elective share trust guidelines clarified (F.S. 732.2025). Digital asset provisions expanded for probate and trust administration.
- July 2022 — Dynasty trusts extended to 1,000 years: Florida amended F.S. 689.225, extending the maximum trust duration from 360 years to 1,000 years for trusts created on or after July 1, 2022.
- July 2021 — Community Property Trust Act: F.S. 736.1501-736.1512 enacted, allowing married couples to opt into community property treatment for the double step-up in basis benefit.
- July 2021 — Florida Uniform Directed Trust Act (FUDTA): Allows bifurcation of trustee responsibilities between trust directors and directed trustees.
- Federal — OBBBA (July 2025): The federal estate tax exemption is now permanently set at $15 million per individual ($30 million per married couple) starting 2026, with inflation adjustments beginning 2027. The scheduled sunset to ~$7 million did not happen.
Living trust costs in nearby states
Attorney pricing and probate rules shift at the state line — compare Florida with Georgia, Alabama.
When to Hire A Florida Attorney
Online stops being the right answer when the estate has moving parts: property in more than one state, a blended family, a business, or anyone you intend to exclude.
- Get two or three flat-fee quotes. Identical work varies by $1,000+ inside one metro.
- Ask what’s included. Deed transfers run $150–$400 each and are often quoted separately.
- Don’t buy complexity you don’t have.
Three ways to pay less in Florida
- Compare two or three flat-fee quotes. Identical Florida trust packages vary by $1,000 or more inside the same metro, and almost nobody shops it.
- Count the deeds before comparing prices. At $150–$400 apiece, with properties in multiple counties each needing their own recorded transfer, a quote including one deed can beat a cheaper quote including none.
- Match the product to the situation. A home and retirement accounts in Florida only is the exact case the online route handles well.
Official sources: leg.state.fl.us
FAQ
How much does a living trust cost in Florida?
Trust & Will lists its trust package at $499 individual or $599 couple. Attorney prices depend on the scope. Ask whether a quote includes deed work, signing help, and later support; additional charges may apply.
Is a living trust worth it in Florida?
Compare drafting, funding, and administration costs with the probate work your assets would require. A funded trust may help with probate avoidance and incapacity planning, but it does not guarantee a particular saving.
Can I make my own living trust in Florida?
An online service can help prepare documents. Suitability, proper execution, and transferring the appropriate assets still matter. Get individual legal advice for property, family, or tax complications.
If the online route fits your situation, Trust & Will’s trust plan covers Florida and takes about an hour.
More: Living trust costs nationwide · Florida estate planning guide · Funding your trust
Last updated: August 2026. Educational information, not legal advice or a quote.
September 10, 2026: clarified online package pricing and the work remaining after purchase; corrected the probate-cost comparison.